Using a Rolex for a Jewelry Equity Loan

Using a Rolex for a jewelry equity loan as collateral is a great way to get fast capital.

The first step is to go to Capetown Capital Lender’s loan form. Then you select a luxury watch to get a loan on. You can then select the brand of your luxury watch.

Then, you will be prompted to select how much you would like to borrow for your jewelry equity loan.

Finally, we ask you to provide any additional information that could be useful for the jewelry equity loan. It is optional to provide answers for these questions. You can provide the original purchase price, describe your Rolex and attach any pictures. All of this information on the initial form is to help the jewelry experts at Capetown Capital Lenders provide you with an intial quote. You will usually be provided a free quote within one day of filling out the interest form.

After you accept the initial quote, Capetown Capital Lenders will provide you with a pre-paid, fully-insured shipping label. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you’re fully covered. When your Rolex arrives at one of Capetown Capital Lender’s offices, your package will be opened under video recording for your protection.

Finally, once your Rolex has been evaluated, Capetown Capital Lenders will contact you with our official offer and arrange for immediate payment via check or wire transfer. If you don’t accept the final offer, that’s completely fine, your Rolex will be shipped back at no cost to you. No risk. No obligation.

Overall, if you’re planning to get a loan on your Rolex, Capetown Capital Lenders is great to work with. Fill out an interest form or stop by today to get started!

Using an Engagement Ring for a Jewelry Equity Loan

Using an engagement ring for a jewelry equity loan as collateral is a great way to get fast capital.

The first step is to go to Capetown Capital Lender’s loan form. Then, you select the diamond’s carat weight of the diamond in your engagement ring. And, if you don’t know the carat weight of the diamond, that’s okay too! When you securely mail your engagement ring to Capetown Capital Lenders, our jewelry experts will evaluate the true carat weight of the diamond.

Then, you are prompted to select how much you would like to borrow for your jewelry equity loan.

Next, you will be asked to provide any additional information that could be useful for the jewelry equity loan. It is optional to provide answers for these questions. You can provide the original purchase price, describe your engagement ring and attach any pictures. All of this information on this initial form is to help the jewelry experts at Capetown Capital Lenders provide you with an initial quote. You will usually be provided a free quote within one day of filling out the interest form.

Get funded for your engagement ring in 24 hours

After you accept the initial quote, Capetown Capital Lenders will provide you with a pre-paid, fully-insured shipping label. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you’re fully covered. When your engagement ring arrives at one of Capetown Capital Lender’s offices, your package will be opened under video recording for your protection.

Finally, once your engagement ring has been evaluated, Capetown Capital Lenders will contact you with our official offer. Once accepted, we arrange for an immediate payment via check or wire transfer. If you don’t accept the final offer, that’s completely fine, your ring will be shipped back at no cost to you. No risk. No obligation.

Overall, if you’re planning to get a loan using your engagement ring as collateral, Capetown Capital Lenders is  great to work with! Get started today!

Your Top Asset-Based Loan Questions Answered

Understanding the asset-based loan process can be difficult! That’s why we have compiled a list of the most asked questions about Capetown Capital Lender’s loans! Here are the top asset-based loan questions answered.

Getting a loan Q&A:

Q: How do I start the process for getting a quote?

A: You can start on our website by submitting any and all information you have on your item. If you have a diamond, we will need more than just the carat weight. There are many factors that go into determining the value of a diamond. Because pawn shops often assess values for the carat weight alone, they are paying you the lowest amount possible by assuming the clarity, color and cut are low quality. However, we look into these factors because they can greatly affect the value. This is why we are able to offer more for your diamond.

How Capetown Capital Lender’s Asset-Based Loans Work:

Q: How do payments work?

A: You are given a monthly rate along with your loan amount, which makes your minimum monthly payment (Example: $1,000 loan at 7% makes your monthly minimum payment $70). By paying the monthly minimum, you extend the loan for 30 days. As long as this payment is made each month, your loan will remain in good standing. Any amount over the minimum amount due each month will go toward the principal of the loan, thus lowering your next month’s minimum payment.

How to pay off the loan:

Q: Can I pay my loan off over time, or just in on lump sum?

A: You can pay your loan off in one lump sum, or over several payments. You have the option to pay more than the minimum due each month toward the principal, or you can make payments separate from the monthly payments. We are very flexible.

Do have any additional questions about asset-based loans? Ask them here and get started today on the loan process!

Loan Terms You Should Know

For some people, getting a jewelry equity loan can be a confusing process. This is because there are many unfamiliar terms. At Capetown Capital Lenders, we strive to explain every step of the loan in the easiest terms possible, so the loan process is extremely simple and clear. Here we’ve gathered some common loan terms and explained them in a very simple way!

“Quote”

Once you fill out Capetown Capital Lender’s free and simple form describing your item, you will receive an initial quote from Capetown Capital Lender’s team of expert jewelers. Then, you get the quote usually within one business day. A quote is the estimated amount you will get in your loan for your jewelry.

“Collateral”

Collateral is any high-end jewelry that you have! Collateral is what you use to get your loan. You exchange your jewelry for your loan and once your loan is paid back, we return your collateral.

Upon acceptance of our initial offer,Capetown Capital Lenders will provide you with a pre-paid shipping label to safely send in your collateral for an official evaluation. All of Capetown Capital Lender’s shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you’re fully covered.

“Official Offer”

An official offer is what you receive once your collateral has been shipped and received by Capetown Capital Lender’s team of experts. This is the actual offer for the final amount you will receive. While a quote is just an estimate and not final at all.

Once your item has been evaluated, we will contact you with our official offer and arrange for an immediate payment via check or wire transfer. Don’t like our offer? No worries! Your item will be shipped back at no cost to you. No risk. No obligation.

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity loan form, or stop by one of Capetown Capital Lender’s convenient locations.

Your Top Jewelry Equity Loan Questions Answered

Understanding the jewelry equity loan process can be difficult! That’s why we have compiled a list of the most asked questions about Capetown Capital Lender’s loans! Here are the top jewelry equity loan questions answered.

Getting a loan Q&A:

Q: How do I start the process for getting a quote?

A: You can start on our website by submitting any and all information you have on your item. If you have a diamond, we will need more than just the carat weight. There are many factors that go into determining the value of a diamond. Because pawn shops often assess values for the carat weight alone, they are paying you the lowest amount possible by assuming the clarity, color and cut are low quality. However, we look into these factors because they can greatly affect the value. This is why we are able to offer more for your diamond.

How Capetown Capital Lender’s Jewelry Equity Loans Work:

Q: How do payments work?

A: You are given a monthly rate along with your loan amount, which makes your minimum monthly payment (Example: $1,000 loan at 7% makes your monthly minimum payment $70). By paying the monthly minimum, you extend the loan for 30 days. As long as this payment is made each month, your loan will remain in good standing. Any amount over the minimum amount due each month will go toward the principal of the loan, thus lowering your next month’s minimum payment.

 

How to pay off the loan:

Q: Can I pay my loan off over time, or just in on lump sum?

A: You can pay your loan off in one lump sum, or over several payments. You have the option to pay more than the minimum due each month toward the principal, or you can make payments separate from the monthly payments. We are very flexible.

Do have any additional questions about jewelry equity loans? Ask them here and get started today on the loan process!

What Jewelry Pieces Make Good Collateral For a Loan?

Are you considering a jewelry equity loan with Capetown Capital Lenders? When considering a loan it can be difficult to know which of your jewelry pieces make good collateral for a loan. We’ve compiled a list of items that Capetown Capital Lenders regularly loans on. So, if you have any of these items at home, in your jewelry box you can get started on your jewelry equity loan today!

The Best Collateral for a Loan

Engagement Rings

Engagement rings make great collateral for a loan, especially if the engagement ring has diamonds or other precious gemstones. Here are some examples of previous engagement rings that have been used as loan collateral at Capetown Capital Lenders!

2.11CT ROUND DIAMOND RING

Capetown Capital Lenders loaned $80,000 for this engagement ring. Do you have a similar engagement ring? It would make great collateral for a loan with Capetown Capital Lenders!

2CT DIAMOND RING

For this fancy yellow diamond engagement ring, Capetown Capital Lenders loaned $8,000. Do you have an engagement ring that looks like this? It would make good collateral for a jewelry equity loan.

Luxury Watches

ROLEX YELLOW GOLD DAY-DATE II PRESIDENT

Capetown Capital Lenders loaned $22,000 for this gorgeous Rolex watch! If you have a Rolex watch and need some instant capital, you can use it as collateral for your loan with the Capetown Capital Lenders!

Jewelry With Diamonds .75CTW or Larger

2.42CTW VINTAGE DIAMOND AND SAPPHIRE RING

Capetown Capital Lenders was able to loan $6,000 for this ring with a 2.42CTW! As a rule of thumb, if your jewelry has a diamond that is larger than .75CTW, it would make good collateral for a jewelry equity loan with Capetown Capital Lenders.

Diamond Shapes Affect on Diamond Values

Diamond shapes go in and out of style just as fashion trends do.  There are ten most common diamond shapes, and each has different values based on the demand of that particular shape.  So how do you know what your diamond is worth?  Capetown Capital Lenders can help you understand the true value of your diamond.  What can you do with an outdated diamond shape? Capetown Capital Lenders has experts to evaluate your diamond to get you top dollar.

How shape affects the value of a diamond

The most well-known shape of a diamond is the classic round diamond.  If you are looking for something different there are plenty of other shapes from which to choose.  Each diamond has unique characteristics that impact their appearance.  For example, one of the more recent cuts that have lost popularity is the marquise diamond.  To many this diamond looks antique and old fashioned.   One thing that can be done to the marquise diamond to increase its demand is recut it.  Many times the marquise is recut into an oval or pear; both are in higher demand than the marquise.

Below is an example of two different cuts.  One is a princess cut and the other a cushion cut.  If all other factors were the same, the cushion would be valued at more based on its popularity.  Ten years ago, Princess cut diamonds were very popular, but as the trends have changed so have the tastes in diamond shapes.

Capetown Capital Lenders takes both options into account when evaluating your diamond.  If it needs to be recut, Capetown Capital Lenders has the resources to do this. Capetown Capital Lenders has many connections in the jewelry industry, which allows for us to pay more for your diamond. Capetown Capital Lenders has diamond experts who will help you understand exactly what your diamond is worth.

Why Sell Diamonds to Capetown Capital Lenders?

It can be overwhelming trying to find a jewelry buyer you can trust with your diamonds.  However, Capetown Capital Lenders is a nationally trusted company that goes above and beyond to accommodate your needs as a seller. Capetown Capital Lenders has an easy jewelry selling process.  You can start by filling out an online submission or you can call the office directly to set up an appointment.  Next,Capetown Capital Lenders will send you a free quote within 24 hours.  Once you receive your quote you can safely mail your diamond to Capetown Capital Lenders. The diamond experts will evaluate your diamond and make you an official offer while you are there.  You will then have funds in hand, in as little as 24 hours.

3 Reasons to Get a Loan From Capetown Capital Lenders

Are you looking to get a loan from Capetown Capital Lenders? We’ve outlined three great reasons you should choose to get your jewelry equity loan from us. Looking to start the loan process? Get started today with Capetown Capital Lenders! 

1. Capetown Capital Lenders Will Give You The Most For Your Jewelry

Capetown Capital Lenders has recently purchased diamond jewelry anywhere from $5,000 to $65,000. There is a wide range that they are willing to pay for your diamond depending on the quality. There isn’t a limit on how much Capetown Capital Lenders can pay for your diamond. The final offer amount is solely determined by the value of the diamond.

2. Capetown Capital Lenders is Safe

The main advantage of our loans is your credit and bank records will not be affected. Since, your jewelry is very important and meaningful, we obviously want clients to redeem their loans and get the jewelry back. This is why we work alongside clients to pay back their loans. With a jewelry equity loan from Capetown Capital Lenders, your jewelry is in the hands of a trusted jeweler and under the strictest security and insurance policies.

3. The Capetown Capital Lenders Process is Quick

At Capetown Capital Lenders, the jewelry equity loan process is quick and simple. This is because this specific type of loan is a good option for people with high-end jewelry, diamonds, and watches. So get started by filling out a no-obligation interest form. Then, within 24 hours, we provide you with a quote on your high-end jewelry. Agree to the initial quote, and send your jewelry to Capetown Capital Lenders. Next, your jewelry goes through a transparent, in-person assessment, and you’re presented with a final offer.  Accept the offer and Capetown Capital Lenders will fund you immediately. 

An easy three-step process to get your jewelry equity loan!

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity loan form.

Diamond Lab Report: Difference Between Certification Labs

Are you buying a new piece of diamond jewelry, or selling a piece you no longer wear? A diamond lab report is an important document to help you understand the quality of your piece.  This helps you get the best price when buying and selling a diamond.  A diamond grading report not only provides you with a blueprint of your diamond’s properties and characteristics, but also verifies the diamonds authenticity.

There are many different diamond grading laboratories around the world, but not all laboratories are created equal.  As a consumer it is important to understand the differences between the labs.  One institute may have different results from a report than another issued by a different lab on the same diamond.  Capetown Capital Lenders can help educate a customer on exactly what kind of diamond jewelry you have.

The Gemological Institute of America

The Gemological Institute of America (GIA) is the world’s undisputed authority on diamonds. And, they provide dealers and the public with lab reports.  Headquartered out of Carlsbad, CA, the GIA is non-profit. Therefore, it supplies consumers with non-biased, conservative and consistent grading.  So, this is why it is the most trusted and widely used service.  Other diamond grading labs are for-profit and more liberal in their grading. This leads consumers to believe they have a more rare and valuable diamond.  When in reality, the consumer paid a higher price than warranted.

Let’s look at several examples.

GIA vs. IGI Diamond Lab Report

The International Gemological Institute is the second most well-known lab in the world. Based out of Antwerp, Belgium, the IGI has more lax grading standards than the GIA.  Typically, clarity and color grades can be off by 1 or more ratings if the same diamond was to be graded by GIA standards.

Recently, a customer brought an engagement ring into Capetown Capital Lenders to sell.  The ring had an IGI diamond lab report that stated the center diamond was a 0.93CT “G” color grade, “I1” clarity and “good cut” grade. Capetown Capital Lenders has jewelry experts who are actually certified diamond graders through GIA.  After purchasing the ring from the customer, the center diamond was sent to GIA to be graded at their lab.  The diamond came back 0.93CT “G” color grade, but “I2” clarity grade.  The clarity grade was lower in the GIA lab report than the IGI report which makes a big difference in the value of the stone. And, this in turn can make it harder to resell.

 

GIA vs. EGL Diamond Lab Report

The European Gemological Laboratory has a large global presence, with several offices in Europe.  EGL is known within the industry as being very lenient, and most diamond dealers try not to use EGL.  This is due to the color and clarity grades tend to be 2-3 higher than if the diamond was graded by GIA standards.  Again, this leads the consumer to believe they have a better quality diamond. And in turn, the consumer usually overpays for that diamond.

Capetown Capital Lenders had a customer bring in a three stone ring.  The center stone was GIA certified, but the two side diamonds were EGL certified.  Both side diamonds were graded 1.01CT “Fancy Intense Yellow” color and “VS2” clarity.  However, Capetown Capital Lender’s jewelry expert examined this ring and noticed more brownish hues in the side diamonds.  After explaining the lab differences to the client, the client understood and knew that the value of the ring would be less than she originally thought.  After Capetown Capital Lenders purchased the ring, the two side diamonds were sent to GIA to be certified.  One diamond was “Fancy Deep Brownish Yellow” color and “VS1” clarity and the other diamond was “Fancy Deep Brownish Yellow” color and “SI1” clarity. So, this makes a big difference in the value of the diamond because Fancy Yellow diamonds are much more rare and valuable than Fancy Brown diamonds.

 

Capetown Capital Lenders Will Help You Understand the Quality of Your Diamond

Customers who have a GIA diamond lab report on a diamond, will ensure the seller and buyer are on the same page in regards to diamond quality.  Also, Capetown Capital Lenders shows clients comparable GIA graded diamonds on the wholesale market, in order to determine the diamond’s true liquidation value.  So, if you are interested in selling your diamond, start the online process with Capetown Capital Lenders today.  Our diamond experts can explain the true value of your diamond and fund you the same day!

Get a Loan On Your Cartier Watch From Capetown Capital Lenders

Capetown Capital Lenders is the nation’s best source for those who wish to use their luxury watch to get a loan. We are Cartier watch experts and take every value adding factor into consideration. Such as, model, age, condition and rarity to offer the highest loan amounts possible. Using your Cartier watch as collateral to obtain a loan is a great way to access its liquidity, while still maintaining ownership of your watch. You can rest assured that your Cartier will always be fully insured with Capetown Capital Lenders, whether it’s in transit to our headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

What is Capetown Capital Lenders?

Capetown Capital Lenders has jewelry experts who take every value-adding factor into consideration to give you the highest offer.  The company has various avenues (not just over the counter retail stores) to sell pre-owned items, which ensures we will find the right market for your items.  Also, Capetown Capital Lenders is able to offer immediate and discreet payment with no hassle.

Why Get a Loan On Your Cartier Watch

Capetown Capital Lenders is a national jewelry equity loan company with a prestigious reputation. We provide loans using high-quality, luxury watches as collateral and buy watches from the public. If you want the highest return when you get a loan with your Cartier watch come to Capetown Capital Lenders.

Our experts will be able to negotiate the highest possible value for your product. When you get a loan on your Cartier, no one else has the expertise of Capetown Capital Lenders. Our detailed understanding of Cartier watches means you’ll get the return on your investment you deserve.

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity sell form.