Category: Jewelry

Using an Engagement Ring for a Jewelry Equity Loan

Using an engagement ring for a jewelry equity loan as collateral is a great way to get fast capital.

The first step is to go to Capetown Capital Lender’s loan form. Then, you select the diamond’s carat weight of the diamond in your engagement ring. And, if you don’t know the carat weight of the diamond, that’s okay too! When you securely mail your engagement ring to Capetown Capital Lenders, our jewelry experts will evaluate the true carat weight of the diamond.

Then, you are prompted to select how much you would like to borrow for your jewelry equity loan.

Next, you will be asked to provide any additional information that could be useful for the jewelry equity loan. It is optional to provide answers for these questions. You can provide the original purchase price, describe your engagement ring and attach any pictures. All of this information on this initial form is to help the jewelry experts at Capetown Capital Lenders provide you with an initial quote. You will usually be provided a free quote within one day of filling out the interest form.

Get funded for your engagement ring in 24 hours

After you accept the initial quote, Capetown Capital Lenders will provide you with a pre-paid, fully-insured shipping label. All shipments are insured by Jewelers Mutual and Brinks, so you can rest assured that you’re fully covered. When your engagement ring arrives at one of Capetown Capital Lender’s offices, your package will be opened under video recording for your protection.

Finally, once your engagement ring has been evaluated, Capetown Capital Lenders will contact you with our official offer. Once accepted, we arrange for an immediate payment via check or wire transfer. If you don’t accept the final offer, that’s completely fine, your ring will be shipped back at no cost to you. No risk. No obligation.

Overall, if you’re planning to get a loan using your engagement ring as collateral, Capetown Capital Lenders is  great to work with! Get started today!

Your Top Asset-Based Loan Questions Answered

Understanding the asset-based loan process can be difficult! That’s why we have compiled a list of the most asked questions about Capetown Capital Lender’s loans! Here are the top asset-based loan questions answered.

Getting a loan Q&A:

Q: How do I start the process for getting a quote?

A: You can start on our website by submitting any and all information you have on your item. If you have a diamond, we will need more than just the carat weight. There are many factors that go into determining the value of a diamond. Because pawn shops often assess values for the carat weight alone, they are paying you the lowest amount possible by assuming the clarity, color and cut are low quality. However, we look into these factors because they can greatly affect the value. This is why we are able to offer more for your diamond.

How Capetown Capital Lender’s Asset-Based Loans Work:

Q: How do payments work?

A: You are given a monthly rate along with your loan amount, which makes your minimum monthly payment (Example: $1,000 loan at 7% makes your monthly minimum payment $70). By paying the monthly minimum, you extend the loan for 30 days. As long as this payment is made each month, your loan will remain in good standing. Any amount over the minimum amount due each month will go toward the principal of the loan, thus lowering your next month’s minimum payment.

How to pay off the loan:

Q: Can I pay my loan off over time, or just in on lump sum?

A: You can pay your loan off in one lump sum, or over several payments. You have the option to pay more than the minimum due each month toward the principal, or you can make payments separate from the monthly payments. We are very flexible.

Do have any additional questions about asset-based loans? Ask them here and get started today on the loan process!

Cardinals World Series Ring

This Cardinals World Series ring is actually one of the most fascinating pieces that Capetown Capital Lenders has ever loaned against. This is a World Series ring from when the Cardinals won the World Series in 2011. Sport memorabilia is a completely different animal than traditional jewelry, in regards to lending.

Capetown Capital Lenders has many experts on these type of loan items.

What’s the Value of a Cardinals World Series Ring?

The value of these World Series rings can vastly vary, and can go one way or another based on several key factors. The first factor that affects the ring’s value is the prominence of the team. Is the ring from the Cardinals, the Yankees or a lower profile team? Depending on what team it’s from, the value can really change.

The second key factor is who’s ring it is. Is it a popular player from the team? If the ring is from a star player, then it will be worth significantly more than if it was from the support staff, like a coach.

The last factor is the finger size of the ring. A lot of people who purchase these type of rings actually want to wear them. Therefore, if the finger size is too small or too big to fit most men, then the ring may be devalued in price.

Overall, the value of these rings can go from $3,000 to $4,000, all the way up to $50,000 just depending on the aforementioned factors that affect the value.

Why Choose Capetown Capital Lenders?

Again, Capetown Capital Lenders has a high level of expertise in this area and is able to give you the right amount of value for these type of items. If you have any of this type of sports memorabilia jewelry or any World Series Rings you’d like to sell or get a loan against, contact Capetown Capital Lenders today to get started!

How to Get an Asset-Based Loan on Your High-End Jewelry?

Do you need a loan but want to keep your high-end jewelry? You can have the best of both worlds with Capetown Capital Lenders. Capetown Capital Lenders will give you an asset-based loan on your high-end jewelry, and send it back after you pay it off. And get new loans using the same jewelry each time.

What Jewelry Brands Does Capetown Capital Lenders Loan on?

Capetown Capital Lenders loans against designer jewelry pieces such as Tiffany & Co., Cartier, David Yurman, Graff, Harry Winston, etc. Do you question whether or not your jewelry is considered high-end or a designer we accept? Send a message anyway to get started.

All you have to do is fill out our free and easy form describing your item. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day. This fast turn-around time is something Capetown Capital Lenders is extremely proud of. Capetown Capital Lenders works efficiently when getting you an asset-based loan on your high-end jewelry because we respect your time.

How to Get an Asset-Based Loan on Your High-End Jewelry

If you want to get a quick asset-based loan on your high-end jewelry without a credit check, you need an asset-based loan from Capetown Capital Lenders. Capetown Capital Lenders offers loans in exchange for your high-quality jewelry, diamonds or watches.

Get started on your asset-based loan on your high-end jewelry today by filling out Capetown Capital Lenders’s risk-free asset-based loan form, or stop by one of Capetown Capital Lenders’s convenient locations.

Get a jewelry equity loan in Atlanta

As the traditional bank loans have become outdated, jewelry equity loans are becoming more popular everyday in Atlanta. This is due to their low risk and great lending value. A jewelry equity loan is an asset-based loan, so the loan is valued and secured by your jewelry.

Capetown Capital Lenders is located in the Roswell – Atlanta are, inside Capetown Diamond Corporation.

Continue reading “Get a jewelry equity loan in Atlanta”

Use your watch collection for a jewelry equity loan

Avoid the grueling traditional bank loan process and turn to Capetown Capital Lenders to make your watch collection work for you. Whether you want to say goodbye to pieces you’ve curated over the years, or keep your luxury watches to pass down generation to generation, you can use your collection for a jewelry equity loan. You can get the money you need and retain ownership of your collection.

Make sure you know how to take care of your watches, including how to set a Rolex

Continue reading “Use your watch collection for a jewelry equity loan”

Benefits of a Jewelry Equity Loan

Combining several pieces of jewelry into a loan can lower your interest rate and fund more money.

With so many options in the lending marketplace, it can be hard to discern which loans will give you the most money with the least risk. Jewelry equity loans are becoming more popular everyday, due to their low risk and great lending value. A jewelry equity loan is a type of asset-based loan, so the loan is valued and secured by your jewelry.

Continue reading “Benefits of a Jewelry Equity Loan”

Fund Christmas with a jewelry equity loan

With the holidays coming up and tax return season right around the corner, why not take out a short-term loan? With low monthly rates and top dollar lending, borrow money for all the gifts you need and pay off a jewelry equity loan when your federal check arrives. Our unmatched lending power and speedy application process means we can easily fund up to $1,000,000 in under 24 hours!

Continue reading “Fund Christmas with a jewelry equity loan”

Get a Jewelry Equity Loan in Georgia

Capetown Capital Lenders will fund any loan from our Georgia location, we may even come to you. On any jewelry equity loan greater than $100,000, our staff will make your life easier and come to you. Recently, we sent our vice president to a borrower for a jewelry equity loan against a 4.66ct marquise diamond.

Capetown Capital Lenders loaned $60,000 on this 4.66ct marquise diamond.

Continue reading “Get a Jewelry Equity Loan in Georgia”