How It Works

Selling or getting a loan on your jewelry in Atlanta is as easy as 1, 2, 3.

Get a Quote

Step 1: Get a Quote

Fill out our free and simple form. Simply describe the item or items you want to sell or use as collateral for a loan. After reviewing your submission, our team of expert jewelers will contact you with an initial quote, usually within one business day. The more information you include when filling out the form such as pictures, appraisals and certifications the more accurate our initial quote will be. Our expertise lies in luxury watches, large diamonds, and fine designer jewelry.

Start Your Quote Today!

Ship Your Item

Step 2: Final Evaluation

Upon acceptance of our initial offer, we will schedule an appointment with you at our spacious and confidential Atlanta office to evaluate your item in person and finalize our offer. If it is more convenient we will provide you with a pre-paid, fully-insured shipping label to safely send in your item or items for the official evaluation. All shipments are insured by Jewelers Mutual or Brinks, so you can rest easy knowing that you're fully covered. Upon arrival at our offices, your package will be opened under video recording for your protection and we will contact you with our final offer.

Receive Cash

Step 3: Immediate Funding

Once your item has been evaluated, and the sale amount or loan options agreed upon we will arrange for immediate funding via check or wire transfer. Don't like our offer? No worries! Our final evaluations are no risk, no obligation.

Our Guarantee Seal

Best Loan Value Guarantee

Capetown Capital Lenders guarantees the fastest, most customer focused and cost effective loans in the jewelry-backed loan industry. We are so confident that we can offer you the best loan and repayment terms that in the event you find a better overall loan package which we can not meet or beat, we will give you a $500 Visa gift card.*

Our Process Explained

Receive The Funding You Need!

Loan Details & Rates

Capetown Capital Lenders offers the best jewelry-backed loans in the nation. Our plans are flexible with a minimum repayment period of 61 days and a maximum repayment period of 5 years. Our interest rate is 3% per month or 36% APR when clients borrow 30%-50% of the liquid wholesale value of their pledged collateral. For example if you have an asset with a liquid wholesale value of $25,000 and borrow $10,000 the monthly interest rate would be 3%, or $300 a month. If you borrowed the money for 3 months, your total pay back amount would be $10,900. Loans greater than $100,000 can qualify for even lower rates. If you have any more questions please review our FAQ page or give us a call.

Jewelers of America Jewelers Vigilance Committee The National Associate of Watch & Clock Collectors