Diamond Lab Report: Difference Between Certification Labs

Are you buying a new piece of diamond jewelry, or selling a piece you no longer wear? A diamond lab report is an important document to help you understand the quality of your piece.  This helps you get the best price when buying and selling a diamond.  A diamond grading report not only provides you with a blueprint of your diamond’s properties and characteristics, but also verifies the diamonds authenticity.

There are many different diamond grading laboratories around the world, but not all laboratories are created equal.  As a consumer it is important to understand the differences between the labs.  One institute may have different results from a report than another issued by a different lab on the same diamond.  Capetown Capital Lenders can help educate a customer on exactly what kind of diamond jewelry you have.

The Gemological Institute of America

The Gemological Institute of America (GIA) is the world’s undisputed authority on diamonds. And, they provide dealers and the public with lab reports.  Headquartered out of Carlsbad, CA, the GIA is non-profit. Therefore, it supplies consumers with non-biased, conservative and consistent grading.  So, this is why it is the most trusted and widely used service.  Other diamond grading labs are for-profit and more liberal in their grading. This leads consumers to believe they have a more rare and valuable diamond.  When in reality, the consumer paid a higher price than warranted.

Let’s look at several examples.

GIA vs. IGI Diamond Lab Report

The International Gemological Institute is the second most well-known lab in the world. Based out of Antwerp, Belgium, the IGI has more lax grading standards than the GIA.  Typically, clarity and color grades can be off by 1 or more ratings if the same diamond was to be graded by GIA standards.

Recently, a customer brought an engagement ring into Capetown Capital Lenders to sell.  The ring had an IGI diamond lab report that stated the center diamond was a 0.93CT “G” color grade, “I1” clarity and “good cut” grade. Capetown Capital Lenders has jewelry experts who are actually certified diamond graders through GIA.  After purchasing the ring from the customer, the center diamond was sent to GIA to be graded at their lab.  The diamond came back 0.93CT “G” color grade, but “I2” clarity grade.  The clarity grade was lower in the GIA lab report than the IGI report which makes a big difference in the value of the stone. And, this in turn can make it harder to resell.

 

GIA vs. EGL Diamond Lab Report

The European Gemological Laboratory has a large global presence, with several offices in Europe.  EGL is known within the industry as being very lenient, and most diamond dealers try not to use EGL.  This is due to the color and clarity grades tend to be 2-3 higher than if the diamond was graded by GIA standards.  Again, this leads the consumer to believe they have a better quality diamond. And in turn, the consumer usually overpays for that diamond.

Capetown Capital Lenders had a customer bring in a three stone ring.  The center stone was GIA certified, but the two side diamonds were EGL certified.  Both side diamonds were graded 1.01CT “Fancy Intense Yellow” color and “VS2” clarity.  However, Capetown Capital Lender’s jewelry expert examined this ring and noticed more brownish hues in the side diamonds.  After explaining the lab differences to the client, the client understood and knew that the value of the ring would be less than she originally thought.  After Capetown Capital Lenders purchased the ring, the two side diamonds were sent to GIA to be certified.  One diamond was “Fancy Deep Brownish Yellow” color and “VS1” clarity and the other diamond was “Fancy Deep Brownish Yellow” color and “SI1” clarity. So, this makes a big difference in the value of the diamond because Fancy Yellow diamonds are much more rare and valuable than Fancy Brown diamonds.

 

Capetown Capital Lenders Will Help You Understand the Quality of Your Diamond

Customers who have a GIA diamond lab report on a diamond, will ensure the seller and buyer are on the same page in regards to diamond quality.  Also, Capetown Capital Lenders shows clients comparable GIA graded diamonds on the wholesale market, in order to determine the diamond’s true liquidation value.  So, if you are interested in selling your diamond, start the online process with Capetown Capital Lenders today.  Our diamond experts can explain the true value of your diamond and fund you the same day!

Get a Loan On Your Cartier Watch From Capetown Capital Lenders

Capetown Capital Lenders is the nation’s best source for those who wish to use their luxury watch to get a loan. We are Cartier watch experts and take every value adding factor into consideration. Such as, model, age, condition and rarity to offer the highest loan amounts possible. Using your Cartier watch as collateral to obtain a loan is a great way to access its liquidity, while still maintaining ownership of your watch. You can rest assured that your Cartier will always be fully insured with Capetown Capital Lenders, whether it’s in transit to our headquarters via Brinks or tucked away safely in our vaults for the duration of the loan.

What is Capetown Capital Lenders?

Capetown Capital Lenders has jewelry experts who take every value-adding factor into consideration to give you the highest offer.  The company has various avenues (not just over the counter retail stores) to sell pre-owned items, which ensures we will find the right market for your items.  Also, Capetown Capital Lenders is able to offer immediate and discreet payment with no hassle.

Why Get a Loan On Your Cartier Watch

Capetown Capital Lenders is a national jewelry equity loan company with a prestigious reputation. We provide loans using high-quality, luxury watches as collateral and buy watches from the public. If you want the highest return when you get a loan with your Cartier watch come to Capetown Capital Lenders.

Our experts will be able to negotiate the highest possible value for your product. When you get a loan on your Cartier, no one else has the expertise of Capetown Capital Lenders. Our detailed understanding of Cartier watches means you’ll get the return on your investment you deserve.

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity sell form.

What is a Jewelry Equity Loan from Capetown Capital Lenders?

With so many options in the lending marketplace, it can be hard to discern which loans will give you the most money with the least risk. Jewelry equity loans are becoming more popular everyday, due to their low risk and great lending value. A jewelry equity loan is a type of asset-based loan, so the loan is valued and secured by your jewelry.

How a Jewelry Equity Loan Works

A jewelry equity loan is a loan that is jewelry-centric. So don’t frantically search for collateral, or fill out bank loan forms at the expense of your credit score, all you have to do is use your existing jewelry as collateral.

Jewelry equity loans give you back the cash value of genuine stones or expensive jewelry. When a loan is paid off, get your assets back safe and sound. If a loan is not paid back, credit scores remain unaffected, instead the jewelry is simply liquidated to recoup costs.

Why is a Jewelry Equity Loan Preferrable?

At Capetown Capital Lenders, the jewelry equity loan process is quick and hassle-free. It’s also a great loan option for people with high-end jewelry and watches. Another great benefit of a jewelry equity loan is that they don’t check your credit score. All you have to do is fill out a simple form and within 24 hours you will be provided with a quote. Once you’ve reached an agreement, you simply ship your jewelry to Capetown Capital Lenders. After that, you will be presented with an official offer and will begin arranging for immediate payment. 

Get started today by filling out Capetown Capital Lender’s risk-free jewelry equity loan form

Why You Should Choose Capetown Capital Lenders

When presented with different options to get a loan on your high-end jewelry, it can be difficult to know which company you should choose. There are multiple reasons why you should choose Capetown Capital Lenders. And here are just the top three reasons it’s the best choice when you’re looking to get an asset-based loan.

1. Capetown Capital Lenders is Safe

The main advantage of this is your credit and bank records will not be affected. Your jewelry is very important and meaningful, so obviously we want clients to redeem their loans and get their jewelry back. This is why we work alongside clients to pay back their loans. With a jewelry equity loan from Capetown Capital Lenders, your jewelry is in the hands of a trusted jeweler and under the strictest security and insurance policies.

When you get a jewelry equity loan through Capetown Capital Lenders, you are safe and well assured of the security of your asset. Capetown Capital Lenders offers extremely flexible payback rates and easy loan-acquiring procedures.

2. Choose Capetown Capital Lenders Because They Will Give You The Most For Your Jewelry

Capetown Capital Lenders has recently purchased diamond jewelry anywhere from $5,000 to $65,000. There is a wide range that they are willing to pay for your diamond depending on the quality. There isn’t a limit on how much Capetown Capital Lenders can pay for your diamond. The final offer amount is solely determined by the value of the diamond.

3. Capetown Capital Lenders’s Process is Quick

At Capetown Capital Lenders, the jewelry equity loan process is quick and simple. This is because this specific type of loan is a good option for people with high-end jewelry, diamonds, and watches. So get started by filling out a no-obligation interest form. Then, within 24 hours, we provide you with a quote on your high-end jewelry. Agree to the initial quote, and send your jewelry to Capetown Capital Lenders. Next, your jewelry goes through a transparent, in-person assessment, and you’re presented with a final offer.  Accept the offer and Capetown Capital Lenderswill fund you immediately. 

Any easy three-step process to get your jewelry equity loan!

Get started today by filling out Capetown Capital Lenders’s risk-free jewelry equity loan form.

How To Get An Asset-Based Loan

Do you know that you need an asset-based loan? If yes, get a quick and easy asset-based loan using your high-end jewelry as collateral with Capetown Capital Lenders. The process is extremely simple and you can get your funds in as quick as 48 hours!

First Steps

If you don’t live near one of our Capetown Capital Lenders locations you can still get an asset-based loan in no time. The first thing you need to do is go to http://www.capetowncapitallenders.com/ and click on “Get a Loan”. Then you will select what type of high-end jewelry you would use as collateral. After that, you provide some further details about your jewelry so our experts at Capetown Capital Lenders can give you an accurate initial quote. If you agree to the initial quote, then you’re ready to move forward with the next step in the asset-based loan process!

Next Step

Capetown Capital Lenders will then provide you with an insured shipping label so you can safely and quickly mail your high-end jewelry to the nearest location. Once your item arrives, it will be evaluated by Capetown Capital Lender’s expert team. The entire time your jewelry is being opened from the box and evaluated it is being filmed. This makes the process very trustworthy and transparent.

Last Step

Finally, you will be contacted with an official offer for your collateral. When the offer is agreed upon, you simply get to choose the method of immediate payment. However, if you decide not to get an asset-based loan, your item will be shipped right back to you at no cost!

Get started today by filling out Capetown Capital Lender’s risk-free asset-based loan form.

Why You Should Sell Your Diamonds to Capetown Capital Lenders

Are you looking to sell your diamond jewelry? We know how difficult it can be to find a trustworthy and transparent company to sell your diamonds. Capetown Capital Lenders is truly leading the industry and one of the best companies to buy your diamonds.

Why Choose Capetown Capital Lenders?

The most secure and easy option when looking to sell your diamonds is selling them to Capetown Capital Lenders. Capetown Capital Lenders has a free interest form that’s extremely easy to fill out. Once you’ve filled out the interest form, the rest of the process is extremely fast and makes it simple to sell your diamonds without a hassle.

It can be tough to find a jewelry buyer you can trust to give you a good deal for your diamonds. However, Capetown Capital Lenders is a nationally trusted company that goes above and beyond to accommodate your needs as a seller. Capetown Capital Lenders has an expedited diamond buying process. The process is just three simple steps! The first step is simply filling out a cost-free interest form about your diamonds. After you’ve done that, Capetown Capital Lenders will send you a free quote within 24 hours.

How Much Can You Get For Your Diamonds?

Capetown Capital Lenders has recently purchased diamond jewelry anywhere from $5,000 to $65,000. There is a wide range that they are willing to pay for your diamond depending on the quality. There isn’t a limit on how much Capetown Capital Lenders can pay for your diamond. The final offer amount is solely determined by the value of the diamond.

 
Overall, if you’re selling your diamonds, Capetown Capital Lenders is the best option for you because the process is quick and easy. Fill out our free interest form to get started today!

Cardinals World Series Ring

This Cardinals World Series ring is actually one of the most fascinating pieces that Capetown Capital Lenders has ever loaned against. This is a World Series ring from when the Cardinals won the World Series in 2011. Sport memorabilia is a completely different animal than traditional jewelry, in regards to lending.

Capetown Capital Lenders has many experts on these type of loan items.

What’s the Value of a Cardinals World Series Ring?

The value of these World Series rings can vastly vary, and can go one way or another based on several key factors. The first factor that affects the ring’s value is the prominence of the team. Is the ring from the Cardinals, the Yankees or a lower profile team? Depending on what team it’s from, the value can really change.

The second key factor is who’s ring it is. Is it a popular player from the team? If the ring is from a star player, then it will be worth significantly more than if it was from the support staff, like a coach.

The last factor is the finger size of the ring. A lot of people who purchase these type of rings actually want to wear them. Therefore, if the finger size is too small or too big to fit most men, then the ring may be devalued in price.

Overall, the value of these rings can go from $3,000 to $4,000, all the way up to $50,000 just depending on the aforementioned factors that affect the value.

Why Choose Capetown Capital Lenders?

Again, Capetown Capital Lenders has a high level of expertise in this area and is able to give you the right amount of value for these type of items. If you have any of this type of sports memorabilia jewelry or any World Series Rings you’d like to sell or get a loan against, contact Capetown Capital Lenders today to get started!

How a Jewelry Equity Loan Can Benefit Your Business

Are you a small business owner looking for a way to get some fast funds for a business opportunity? Get a jewelry equity loan from Capetown Capital Lenders to benefit your business!

What is a Jewelry Equity Loan?

A jewelry equity loan is jewelry-centric, so don’t frantically search for collateral. And don’t bother fill out bank loan forms at the expense of your credit history. Instead, use your high-end jewelry as collateral.

Get back the cash value of your natural diamonds or expensive jewelry with a jewelry equity loan. Then, pay off the loan and your assets return safe and sound. This is a great option to help your business, with no risk of damaging your credit score or applying for a bank loan.

Benefit your business by getting a loan on your Rolex watch today with a jewelry equity loan from Diamond Banc!

Benefit your business by getting a loan on your Rolex watch today with a jewelry equity loan from Capetown Capital Lenders!

In fact, banks only accept around 33% of personal loans. So, you could go through a rigorous two-week loan application process and still get rejected. And this is why jewelry equity loans can benefit your business; if you need money quickly for a business opportunity you can get it. All of our jewelry equity loans are done within 24-48 hours, so you can quickly have cash-in-hand.

Our Quick & Easy Jewelry Equity Loan Process

At Capetown Capital Lenders, the jewelry equity loan process is quick and simple. This is because this specific type of loan is a good option for people with high-end jewelry, diamonds, and watches. So get started by filling out a no-obligation interest form. Then, within 24 hours, we provide you with a quote on your high-end jewelry. Agree to the initial quote, and send your jewelry to Capetown Capital Lenders. Next, your jewelry goes through a transparent, in-person assessment, and you’re presented with a final offer.  Accept the offer and Capetown Capital Lenders will fund you immediately. 

In conclusion, if you want to get a quick loan without a credit check or hassle, you need a loan from Capetown Capital Lenders. Capetown Capital Lenders offers loans in exchange for your high-quality jewelry, diamonds or luxury watches.

Get started today by filling outCapetown Capital Lender’s risk-free jewelry equity loan form, or stop by one of Capetown Capital Lender’s convenient locations.

How to Get an Asset-Based Loan

Do you need a loan but want to keep your high-end jewelry? Get the best of both worlds with Capetown Capital Lenders. Capetown Capital Lenders gives asset-based loans on high-end jewelry, and sends it back promptly after you pay the loan off!

Why Get An Asset-Based Loan?

Traditional bank loans are typically limited to medium-scale and large-sized companies. The majority of individuals that apply for bank loans are rejected for a multitude of reasons. In addition, the process to get a traditional bank loan involves time-consuming paperwork, credit checks and long wait times for approval.

If you need a loan, why not use the assets you already have to get a loan at Capetown Capital Lenders? Capetown Capital Lenders’ asset-based loans will give you the freedom and flexibility that you need.

One of the best advantages of this type of loan is that you can borrow money without a credit check. In addition, an asset-based loan doesn’t require employment or income verification. This means the entire loan process at Capetown Capital Lenders consists of just three quick steps.

How To Get An Asset-Based Loan

To get this type of loan quickly, all you have to do is fill out a quick form about your jewelry, diamonds or watch. Then, within 24 hours you will be provided with a quote from Capetown Capital Lenders. Next, you will simply ship your jewelry to Capetown Capital Lenders. Finally, you will be presented with an official offer. If you accept the final offer, Capetown Capital Lenders will arrange for immediate payment. 

If you want to get a quick asset-based loan on your high-end jewelry without a credit check, you need an asset-based loan from Capetown Capital Lenders. Capetown Capital Lenders offers loans in exchange for your high-quality jewelry, diamonds or watches.

Get started with your asset-based loan on your high-end jewelry today, by filling out Capetown Capital Lenders’ risk-free asset-based loan form.

What is a Jewelry Asset-Based Loan

Traditional banking regulations are restrictive, burdensome, and unfavorable to jewelry dealers. Thus making it difficult and sometimes impossible to acquire loans for your business expansion or operation.

Business owners require loans which are easy to obtain and flexible to pay back. So, a jewelry asset-based loan fits the description. A jewelry asset-based loan permits the use of a borrower’s asset as collateral for a loan. In this case, the asset of choice for the loan is high-end jewelry. Creditors like Capetown Capital Lenders specialize in these loans.

How to Enjoy an Asset-Based Loan

One condition of these loans is to ensure the jewelry collateral used by the borrower belongs to them. This is because creditors have the legal right to claim and sell the collateral to cover a loss if the borrower cannot repay the loan for any reason.

It is important to note the size of the loan given is limited by the value of the jewelry. also, the key benefit of an asset-based loan over selling the asset is the borrower retains full ownership of the item. Once the loan is fully settled, the item is returned and the owner can use it to collect another loan in the future.

Capetown Capital Lenders offers some of the best rates and services for asset-based loans. The payment plans are flexible and reasonable. And we also offer speedy services, confidentiality and do not need income requirements or statements from our borrowers.

It is often recommended that people in search of these asset-based loans initiate correspondence with professional businesses, such as Capetown Capital Lenders, to verify the quality of jewelry.