What to Do When the Bank Won’t Lend You Money

Has the bank rejected you for a loan? Don’t worry, if the bank won’t lend to you, you can always get a jewelry equity loan!

Why the Bank Won’t Lend Money to You

Banks have very strict standards for who they lend to. If your cash flow and credit score don’t meet their criteria then it will be nearly impossible for you to get a bank loan. In addition, the paperwork process is extremely slow, it can take up to two weeks. In 2017, only 36% of small business owners were able to obtain a business loan. This percentage is so small because if your small business doesn’t have a good credit score then you will be automatically rejected from a bank loan.

Bank won't lend you money? Get a jewelry equity loan!
Do you have luxury jewelry, watches or diamonds? Use them to get a jewelry equity loan!

How to Get a Jewelry Equity Loan

At luxury lender, Capetown Capital Lenders, the jewelry equity loan process is made quick and easy. If you have high-end jewelry, diamonds or watches you could be eligible for an asset-based loan. Don’t worry if the bank won’t lend you money because at Capetown Capital Lenders you simply fill out a quick form and within 24 hours you will be provided with an initial quote.  You then ship your jewelry for free to Capetown Capital Lenders. Capetown Capital Lenders will then assess your jewelry and you will be presented with a final offer. If you accept the final offer, you will be contacted to go over the details for your immediate payment.  This is a no obligation transaction if you don’t like the final offer we will ship your item back at no cost to you.

Any easy three-step process to get your jewelry equity loan!

Benefits of Jewelry Equity Loans

The first benefit of jewelry equity loans is that they are very flexible. Often with bank loans, you can only spend the money on business expenses. However, with jewelry equity loans you have no restrictions on what you can spend it on. Also, jewelry equity loans are easier to obtain than a bank loan. Often a bank won’t lend you money because you have a bad credit score but jewelry equity lenders don’t check your credit score. Finally, jewelry equity loans are preferable because it is a quick process. All you have to do is fill out a simple form and within as little as 48 hours you will have the funds you need.

Overall, if the bank won’t lend you money, consider the great option of a jewelry equity loan. Capetown Capital Lenders offers loans in return for your high-quality jewelry, diamonds or watches.

Get started today by filling out our no risk, no obligation jewelry-equity loan form.